| | |
1 |
| Instrument not defined |
| |
Not defined legally enforceable agreement between two or more parties (expressing a contractual right or a right to the payment of money). |
|
| |
2 |
| Automated clearing house credit |
| |
A credit transaction made through the automated clearing house system. |
|
| |
3 |
| Automated clearing house debit |
| |
A debit transaction made through the automated clearing house system. |
|
| |
4 |
| ACH demand debit reversal |
| |
A request to reverse an ACH debit transaction to a demand deposit account. |
|
| |
5 |
| ACH demand credit reversal |
| |
A request to reverse a credit transaction to a demand deposit account. |
|
| |
6 |
| ACH demand credit |
| |
A credit transaction made through the ACH system to a demand deposit account. |
|
| |
7 |
| ACH demand debit |
| |
A debit transaction made through the ACH system to a demand deposit account. |
|
| |
8 |
| Hold |
| |
Indicates that the bank should hold the payment for collection by the beneficiary or other instructions. |
|
| |
9 |
| National or regional clearing |
| |
Indicates that the payment should be made using the national or regional clearing. |
|
| | |
10 |
| In cash |
| |
Payment by currency (including bills and coins) in circulation, including checking account deposits. |
|
| |
11 |
| ACH savings credit reversal |
| |
A request to reverse an ACH credit transaction to a savings account. |
|
| |
12 |
| ACH savings debit reversal |
| |
A request to reverse an ACH debit transaction to a savings account. |
|
| |
13 |
| ACH savings credit |
| |
A credit transaction made through the ACH system to a savings account. |
|
| |
14 |
| ACH savings debit |
| |
A debit transaction made through the ACH system to a savings account. |
|
| |
15 |
| Bookentry credit |
| |
A credit transaction, initiated from the buyer's account to the seller's account at the save financial institution. |
|
| |
16 |
| Bookentry debit |
| |
A debit transaction initiated from the seller's account to the seller's account at the same financial institution. |
|
| |
17 |
| ACH demand cash concentration/disbursement (CCD) credit |
| |
A credit transaction made through the ACH system to a demand deposit account using the CCD payment format. |
|
| |
18 |
| ACH demand cash concentration/disbursement (CCD) debit |
| |
A debit transaction made through the ACH system to a demand deposit account using the CCD payment format. |
|
| |
19 |
| ACH demand corporate trade payment (CTP) credit |
| |
A credit transaction made through the ACH system to a demand deposit account using the CTP payment format. |
|
| |
20 |
|
| |
21 |
| Banker's draft |
| |
Issue of a banker's draft in payment of the funds. |
|
| | |
22 |
| Certified banker's draft |
| |
Cheque drawn by a bank on itself or its agent. A person who owes money to another buys the draft from a bank for cash and hands it to the creditor who need have no fear that it might be dishonoured. |
|
| | |
23 |
| Bank cheque (issued by a banking or similar establishment) |
| |
Payment by a pre-printed form, which has been completed by a financial institution, on which instructions are given to an account holder (a bank or building society) to pay a stated sum to a named recipient. |
|
| + |
24 |
| Bill of exchange awaiting acceptance |
| |
Bill drawn by the creditor on the debtor but not yet accepted by the debtor. |
|
| | |
25 |
| Certified cheque |
| |
Payment by a pre-printed form stamped with the paying bank痴 certification on which instructions are given to an account holder (a bank or building society) to pay a stated sum to a named recipient . |
|
| |
26 |
| Local cheque |
| |
Indicates that the cheque is given local to the recipient. |
|
| |
27 |
| ACH demand corporate trade payment (CTP) debit |
| |
A debit transaction made through the ACH system to a demand deposit account using the CTP payment format. |
|
| |
28 |
| ACH demand corporate trade exchange (CTX) credit |
| |
A credit transaction made through the ACH system to a demand deposit account using the CTX payment format. |
|
| |
29 |
| ACH demand corporate trade exchange (CTX) debit |
| |
A debit transaction made through the ACH system to a demand account using the CTX payment format. |
|
| | |
30 |
| Credit transfer |
| |
Payment by credit movement of funds from one account to another. |
|
| | |
31 |
| Debit transfer |
| |
Payment by debit movement of funds from one account to another. |
|
| |
32 |
| ACH demand cash concentration/disbursement plus (CCD+) credit |
| |
A credit transaction made through the ACH system to a demand deposit account using the CCD+ payment format. |
|
| |
33 |
| ACH demand cash concentration/disbursement plus (CCD+) debit |
| |
A debit transaction made through the ACH system to a demand deposit account using the CCD+ payment format. |
|
| |
34 |
| ACH prearranged payment and deposit (PPD) |
| |
A consumer credit transaction made through the ACH system to a demand deposit or savings account. |
|
| |
35 |
| ACH savings cash concentration/disbursement (CCD) credit |
| |
A credit transaction made through the ACH system to a demand deposit or savings account. |
|
| |
36 |
| ACH savings cash concentration/disbursement (CCD) debit |
| |
A debit transaction made through the ACH system to a savings account using the CCD payment format. |
|
| |
37 |
| ACH savings corporate trade payment (CTP) credit |
| |
A credit transaction made through the ACH system to a savings account using the CTP payment format. |
|
| |
38 |
| ACH savings corporate trade payment (CTP) debit |
| |
A debit transaction made through the ACH system to a savings account using the CTP payment format. |
|
| |
39 |
| ACH savings corporate trade exchange (CTX) credit |
| |
A credit transaction made through the ACH system to a savings account using the CTX payment format. |
|
| |
40 |
| ACH savings corporate trade exchange (CTX) debit |
| |
A debit transaction made through the ACH system to a savings account using the CTX payment format. |
|
| |
41 |
| ACH savings cash concentration/disbursement plus (CCD+) credit |
| |
A credit transaction made through the ACH system to a savings account using the CCD+ payment format. |
|
| | |
42 |
| Payment to bank account |
| |
Payment by an arrangement for settling debts that is operated by the Post Office. |
|
| |
43 |
| ACH savings cash concentration/disbursement plus (CCD+) debit |
| |
A debit transaction made through the ACH system to a savings account using the CCD+ payment format. |
|
| |
44 |
| Accepted bill of exchange |
| |
Bill drawn by the creditor on the debtor and accepted by the debtor. |
|
| |
45 |
| Referenced home-banking credit transfer |
| |
A referenced credit transfer initiated through home-banking. |
|
| |
46 |
| Interbank debit transfer |
| |
A debit transfer via interbank means. |
|
| |
47 |
| Home-banking debit transfer |
| |
A debit transfer initiated through home-banking. |
|
| |
48 |
| Bank card |
| |
Payment by means of a card issued by a bank or other financial institution. |
|
| |
49 |
| Direct debit |
| |
The amount is to be, or has been, directly debited to the customer's bank account. |
|
| | |
50 |
| Payment by postgiro |
| |
Payment by an unconditional promise in writing made by one person to another, signed by the maker, engaging to pay on demand or at a fixed or determinable future time a sum certain in money, to order or to bearer. |
|
| | |
60 |
| Promissory note |
| |
Payment by an unconditional promise in writing made by the debtor to another person, signed by the debtor, engaging to pay on demand or at a fixed or determinable future time a sum certain in money, to order or to bearer. |
|
| | |
61 |
| Promissory note signed by the debtor |
| |
Payment by an unconditional promise in writing made by the debtor to another person, signed by the debtor and endorsed by a bank, engaging to pay on demand or at a fixed or determinable future time a sum certain in money, to order or to bearer. |
|
| | |
62 |
| Promissory note signed by the debtor and endorsed by a bank |
| |
Payment by an unconditional promise in writing made by the debtor to another person, signed by the debtor and endorsed by a third party, engaging to pay on demand or at a fixed or determinable future time a sum certain in money, to order or to bearer. |
|
| | |
63 |
| Promissory note signed by the debtor and endorsed by a third party |
| |
Payment by an unconditional promise in writing made by the bank to another person, signed by the bank, engaging to pay on demand or at a fixed or determinable future time a sum certain in money, to order or to bearer. |
|
| | |
64 |
| Promissory note signed by a bank |
| |
Payment by an unconditional promise in writing made by the bank to another person, signed by the bank and endorsed by another bank, engaging to pay on demand or at a fixed or determinable future time a sum certain in money, to order or to bearer. |
|
| | |
65 |
| Promissory note signed by a bank and endorsed by another bank |
| |
Payment by an unconditional promise in writing made by a third party to another person, signed by the third party, engaging to pay on demand or at a fixed or determinable future time a sum certain in money, to order or to bearer. |
|
| | |
66 |
| Promissory note signed by a third party |
| |
Payment by an unconditional promise in writing made by a third party to another person, signed by the third party and endorsed by a bank, engaging to pay on demand or at a fixed or determinable future time a sum certain in money, to order or to bearer. |
|
| | |
67 |
| Promissory note signed by a third party and endorsed by a bank |
| |
Unconditional order in writing addressed by the creditor to the debtor, signed by the creditor, requiring the debtor to pay a sum in money to or to the order of a specified person or to bearer. |
|
| | |
70 |
| Bill drawn by the creditor on the debtor |
| |
Bill drawn by the creditor on the debtor. |
|
| | |
74 |
| Bill drawn by the creditor on a bank |
| |
Bill drawn by the creditor on a bank. |
|
| | |
75 |
| Bill drawn by the creditor, endorsed by another bank |
| |
Bill drawn by the creditor, endorsed by another bank. |
|
| | |
76 |
| Bill drawn by the creditor on a bank and endorsed by a third party |
| |
Bill drawn by the creditor on a bank and endorsed by a third party. |
|
| | |
77 |
| Bill drawn by the creditor on a third party |
| |
Bill drawn by the creditor on a third party. |
|
| | |
78 |
| Bill drawn by creditor on third party, accepted and endorsed by bank |
| |
Bill drawn by creditor on third party, accepted and endorsed by bank. |
|
| |
91 |
| Not transferable banker's draft |
| |
Issue a bankers draft not endorsable. |
|
| |
92 |
| Not transferable local cheque |
| |
Issue a cheque not endorsable in payment of the funds. |
|
| |
93 |
| Reference giro |
| |
Ordering customer tells the bank to use the payment system 'Reference giro'. Used in the Finnish national banking system. |
|
| |
94 |
| Urgent giro |
| |
Ordering customer tells the bank to use the bank service 'Urgent Giro' when transferring the payment. Used in Finnish national banking system. |
|
| |
95 |
| Free format giro |
| |
Ordering customer tells the ordering bank to use the bank service 'Free Format Giro' when transferring the payment. Used in Finnish national banking system. |
|
| |
96 |
| Requested method for payment was not used |
| |
If the requested method for payment was or could not be used, this code indicates that. |
|
| |
97 |
| Clearing between partners |
| |
Amounts which two partners owe to each other to be compensated in order to avoid useless payments. |
|
| |
ZZZ |
| Mutually defined |
| |
Self explanatory. |
|
