The Euro has been successfully established as the standard currency in large parts of Europe. In order to simplify and accelerate payment transactions within Europe the Single Euro Payments Area (SEPA) shall be accomplished in the next few years. Once SEPA has been introduced it will no longer be distinguished between national and European payments. On the European level standard processes and data forms for cashless payment transactions have been designed which are now put into practice in each European country. On 28 January 2008 the SEPA Credit Transfer was the first standard data format to be officially released for the use between bank and customer. The rollout for the data formats SEPA Direct Debit and SEPA for Cards will follow.
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| SEPA messages may be validated against the SEPA specifications of the German banks (ZKA) using the GEFEG.Validation.Portal. The following SEPA specifications are available:
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- SEPA Credit Transfer Initiation Customer Bank
(pain.001.001.02)
- SEPA Credit Transfer Customer Bank mit Erweiterung Container
(pain.001.001.02.con)
- SEPA Credit Transfer Customer Bank mit Erweiterung Grouping-Optionen
(pain.001.001.02.grp)
- Bank to Customer Reject / Credit Transfer
(pain.002.001.02.ct)
- Bank to Customer Reject / Credit Transfer mit Erweiterung Container
(pain.002.001.02.ct.con)
- Bank to Customer Reject / Direct Debit
(pain.002.001.02.dd)
- Bank to Customer Reject / Direct Debit mit Erweiterung Container
(pain.002.001.02.dd.con)
- SEPA Direct Debit Initiation Customer Bank
(pain.008.001.01)
- SEPA Direct Debit Customer Bank mit Erweiterung Container
(pain.008.001.01.con)
- SEPA Direct Debit Customer Bank, mit Erweiterung Grouping-Optionen
(pain.008.001.01.grp)
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| Demo
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Check packages for message tests in the GEFEG.Validation.Portal are available in the GEFEG Shop.
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| Pricing for each check package: 100 € for 50 checks within 180 days.
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| Shop
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