The SEPA Validation.Portal for the German Financial Industry

Checking Test Messages for Compliance with the SEPA Specification of the Deutsche Kreditwirtschaft (formerly ZKA - Zentraler Kreditausschuss)


 

In the remaining months to come, the financial institutions and companies will have to take substantial efforts to implement the EU Regulationedicted on March, 14th 2012. An essential part of this regulation is the deadline on February, 1st 2014 for the replacement of old message formats in the like of DTA, MT or EDIFACT with the XML based SEPA credit transfer (pain.001) and the SEPA direct debit (pain.008). These message formats have been particularized for the German finance industry by a working group of the Deutsche Kreditwirtschaft (ehem. ZKA), based on the guidelines of the EPC (European Payments Council). They are currently available as version 2.6 (valid until 3.11.2013) and 2.7 (valid from 4.11.2013) of the Attachment 3 of the DFÜ agreement.

A central validation service leads to a uniform implementation of SEPA messages

It is known that the devil is in the detail. This is also true for the implementation's specifications. Some divergences in the specification's interpretation or some implementation errors could result in incompatible SEPA implementations and consequently time consuming error search. In order to avoid these efforts GEFEG has set up a central validation platform featuring the SEPA messages for the German Financial Industry. Similar portals have been successfully for the introduction of new financial messages in Austria and in Switzerland since 2003.

Rule-based and central validation on the SEPA Validation.Portal

The SEPA Validation.Portal offers you to validate your XML messages against the schemas and rules of Attachment 3 of the DFÜ agreement. The rules that are described in natural language are mechanically checked on the portal. This includes checks against the current external ISO 20022 code lists and the country codes of the ISO 3166-1 list. In addition, you can also perform a check of XML instances against the SEPA schemata of the EPC (European Payments Council), as well as against original ISO 20022 schemata.

Check the following specifications for compliance

  • Credit transfer
  • Direct debit
  • Status report
  • Container message

How does the SEPA Validation.Portal support your validation

  • Read the error report straight after having uploaded the message and run the check routine.
  • Detected errors are linked to the relevant positions in the documentation.
  • If specific data (like „invalid IBAN„) is to be recognized in the message, it leads to a rejection of the order in the productive implementation, and to the generation of a pain.002 reject message by the portal.
  • As it is not easy to read XML files, your uploaded XML file is on the portal only a click away of a PDF display.

SEPA Validation.Portal Introduction

How to get access to the SEPA Validation.Portal

A user-license allows the testing of an unlimited amount of XML data sets until December 31st 2014. The cost of this user-licence amounts to 1000 €.

Download the SEPA-Orderform and send it back to us. You will receive a confirmation of the processing of your order containing your access data to the SEPA Validation.Portal right afterwards.

Should there be reservations in your enterprise to use the validation platform on the world wide web, it might be an option to install the Validation.Portal as an intranet solution or to carry out the same tests with the desktop solution GEFEG.FX locally. Please contact us for more information.

GEFEG, the provider of the Validation.Portal, is a design time specialist with more than 20 years experience in the development of B2B standards, implementation guides and validation of instances. The SEPA Validation Portals in Switzerland and in Austria have been provided respectively on behalf of SIX Interbank Clearing (Switzerland) and the STUZZA banking association (Austria).

Demo

Learn more about the SEPA Validation.Portal (in german)

SEPA für Unternehmen und Handel



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