This specification provides the definition of the Banking status message (BANSTA) to be used in Electronic Data Interchange (EDI) between trading partners involved in administration, commerce and transport.
1.1 Functional definition
A BANSTA message is sent by a financial institution to its customer and/or vice versa and among financial institutions. It is used for all kind of enquiries, answers and status information at application level.
1.2 Field of application
The Banking status message may be used for both national and international applications. It is based on universal practice related to administration, commerce and transport, and is not dependent on the type of business or industry.
A BANSTA message must always refer to a specific previously- sent message.
- A BANSTA message may cover the response given to any previously-sent message, such as a commercial or payment instruction, a request for information, etc. This message provides a means to report on errors and inconsistencies found in the original message at application level.
- It is not intended to report on syntactical errors or to provide a non-repudiation response.
- This message may provide status information about execution on original multi-instruction messages such as the Multiple Payment Order message (PAYMUL) or a multiple Direct Debit message in a positive and/or negative way.
- This message does not apply to responses given to payment instructions, when another message type is necessary. This message could be used for any response to a previously-sent message when such response is needed and/or requested.
See UNTDID, Part 4, Chapter 2.3 UN/ECE UNSM - General Introduction, Section 1.
3. TERMS AND DEFINITIONS
3.1 Standard terms and definitions
See UNTDID, Part 4, Chapter 2.3 UN/ECE UNSM - General Introduction, Section 2.
4. MESSAGE DEFINITION
4.1 Data segment clarification
This section should be read in conjunction with the segment table which indicates mandatory, conditional and repeating requirements.
The following semantic principles apply to the message and are intended to facilitate the understanding and implementation of the message:
The Banking Status message is structured in three levels: A, B and C.
- Level A Segment Groups 1, 2, 3 and 9 contains general data related to the whole message.
- Level B Segment Groups 4 and 5 refers to the previously- sent message and, if necessary, identifies a single transaction within a multiple message.
- Level C Segment Groups 6 to 8 provides the reason and details for the status of message/transaction.
- The structure of the message is designed to allow several B and C levels, each level B being followed by at least one or several C levels.
- Where a choice of code or text is given only the code element should be used wherever possible.